THOUGHT: Save for retirement starting with your first paycheck.
CHALLENGE: "It’s easy to understand the rewards of good financial planning. However, don’t forget to plan for your eternal retirement. Start depositing checks with your acts of generosity and kindness in order to enjoy the ultimate long-term security."
REFERENCE: "Do not store up for yourselves treasures on earth, where moths and vermin destroy, and where thieves break in and steal. But store up for yourselves treasures in heaven, where moths and vermin do not destroy, and where thieves do not break in and steal."